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JPMorgan Chase & Co. (JPMorgan Chase) is committed to treating all individuals fairly and equitably in the conduct of its lending businesses in all jurisdictions where it conducts business. This commitment is part of our fundamental mission of providing quality financial services to existing and prospective customers in accordance with all applicable laws. In the United States, this principle is embodied in fair lending laws such as the Equal Credit Opportunity Act, the Fair Housing Act, as well as similar state and local laws. These laws require the equitable treatment of all credit applicants without regard to race, sex (including sexual orientation and gender identity), color, national origin, religion, age, marital status, disability, familial status, the fact that all or part of the applicant's income derives from public assistance programs, or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Additional protected classes may exist at the state and local level, such as military or veteran status, ancestry, creed, or the good faith exercise of any right under state law.